This helps us understand land ownership eligibility under Ghana law. Non-citizens may only hold leasehold titles (up to 50 years).
This is important for transparency and to protect all parties. There's no wrong answer.
Past experiences, concerns, things that didn't go well before — I want to understand your starting point.
Select all that apply.
List specific areas, neighborhoods, or regions. E.g. East Legon, Airport Residential, Cantonments, Trasacco Valley, Takoradi, Cape Coast, Kumasi…
Select everything that is non-negotiable for you.
What does the surrounding environment need to include?
— Sellers & Existing Owners —
Location, type, size, age of property, current condition, title type (freehold / leasehold / indenture).
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This section matters most to me.
The best property decisions come from knowing who you are and who you're becoming — not just what you can afford. Take your time here.
Think about feeling, not features.
Don't hold back. What does a Tuesday morning look like? What can you see from your front door? How do you feel when you come home?
Legacy, freedom, return home, a new chapter — whatever is true for you.
Extended family expectations, land family (family house customs), community involvement, religious considerations, etc.
Confidentiality Notice: All financial information provided in this form is held in strict confidence and used solely for the purpose of identifying suitable properties. It will not be shared with third parties without your explicit consent, in accordance with applicable data protection laws.
These typically include Stamp Duty (0.5%–3%), Land Title registration fees, Land Commission fees, solicitor fees (~1–2%), and agent commission. I can walk you through these in detail.
5%
Agent Commission — Ghana Standard
My professional commission rate is 5% of the final transaction value, consistent with standards recognized by the Ghana Real Estate Developers Association (GREDA) and industry practice for Ghana property transactions.
- Commission is payable upon successful completion of the transaction
- For international buyers, this is typically paid in USD or GHS at agreed exchange rate
- For seller-side transactions, commission is deducted from sale proceeds
- A formal written agency agreement will be signed prior to viewing properties
- This fee covers search, negotiation, due diligence coordination, and close support
Strongly recommended for all Ghana property transactions. A licensed Ghanaian solicitor is required for conveyancing, title search, and Land Commission registration.
For diaspora buyers, funds must typically be transferred via formal banking channels. Bank of Ghana regulations require proper documentation of inward remittances for property purchase.
Ghana Land Ownership Notice: Under the Land Act, 2020 (Act 1036), non-Ghanaian nationals may only hold leasehold interests in land, for a term not exceeding 50 years, renewable once. Freehold ownership is restricted to Ghanaian citizens. Stool, Skin, Family, and Vested lands have specific acquisition processes through the Office of the Administrator of Stool Lands and the Lands Commission.
Anti-Money Laundering (AML): As required by Ghana's Anti-Money Laundering Act, 2020 (Act 1044) and the Financial Intelligence Centre, all clients are subject to KYC (Know Your Client) verification. You may be asked to provide proof of identity, source of funds, and proof of address before any transaction proceeds.
Michigan / US Notice (for US-based clients): Real estate agents assisting with international property transactions are not required to hold a Michigan real estate license for foreign property; however, any referral fees or US-based services may be subject to Michigan licensing rules. You are encouraged to seek independent US legal advice regarding tax implications of foreign real estate ownership, including FBAR and FATCA reporting obligations.